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| Purchase Loans |
| Refinance Mortgage |
| Home Equity |
| Debt Consolidation |
| FHA Loans |
| VA Loans |
| Investment Loans |
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Purchase Loans
The first step in buying a home is to get pre-qualified. This gives you a solid idea of your price range and gives the sellers confidence that you are a borrower with solid buying power. There are many different purchase options from zero down programs, 80/20 zero down programs, ARMs, negative amortization loans, interest only loans and of course great fixed rate options.
Let us give you your options and work with you to find the product that best fits your new home purchase.
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Refinance Mortgage
Whether you need money to consolidate high interest credit card debt, pay for college tuition, buy a new car, or make home improvements, Mortgage Source, Inc. can find a way to get you the cash you need through a refinance.
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Home Equity
Do you need a new roof, or possibly an addition for your families' latest addition? Use your home equity to remodel and increase the value of your home or obtain cash for any purpose like a much needed vacation or college tuition.
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Debt Consolidation
Need to consolidate your bills fast? No problem! With your assistance, we can cash out the equity in your home and get you the money you need!
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FHA Loans
Home Savings is an FHA direct seller. We underwrite and fund FHA loans which gives us great flexibility to provide the best service to clients, agents and title companies.
FHA loans are a great way to get the best quality financing even if you've had some credit issues or have very little to put down on a new home. Streamline FHA refinances are available and can be underwritten with limited information from the borrower.
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VA Loans
Home Savings of America is a direct VA loan provider. Home Savings is a great supporter of our nations military and those have served our country so bravely. We are proud to offer VA loans and appreciate the opportunity to work on behalf of such amazing men and women.
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Investment Loans
Rental properties, commercial properties and unique properties have a place in our current lending culture and Home Savings has a strong portfolio of lending options for each of these situations.
We offer limited disclosure loans for those who make more money than they choose to show. These loans are especially useful for self employed individuals.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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